Home Sweet Home Program Eligibility Calculator

The Home Sweet Home Program provides financial assistance to first-time homebuyers in select Florida counties.

Eligible applicants can receive up to $25,000 in down payment and closing cost assistance to help make homeownership a reality.

This program is designed for first-time homebuyers, veterans, and those purchasing homes in Brevard, Clay, Duval, and Hillsborough counties.

Assistance is available as a deferred second mortgage with no interest, helping you cover upfront costs without immediate repayment.

Our easy-to-use calculator will help you determine if you qualify for this valuable assistance.

Simply fill in the required information, including your property location, income, and credit score, and find out how much help you can get toward your first home.

Once you submit your information, the calculator will let you know if you're eligible for the program and the maximum amount of financial assistance you qualify for based on your county.

Why Choose the Home Sweet Home Program?

Owning a home is one of the most significant milestones in life, but high upfront costs can make it challenging.

The Home Sweet Home Program is here to make that process easier by offering financial assistance with zero-interest, deferred payment loans.

Whether you're a first-time buyer or a veteran, this program provides the opportunity to achieve homeownership with less financial strain.

With up to $25,000 available for down payments and closing costs, you'll be better positioned to purchase a home without the burden of high upfront expenses.

This program covers several loan types, including FHA, VA, USDA, and conventional loans, making it versatile for a range of homebuyers.

Frequently Asked Questions

What is the maximum assistance amount available?

The program offers up to $25,000 in down payment and closing cost assistance, depending on the county where you are purchasing the home.

What types of loans are eligible?

The Home Sweet Home Program is compatible with FHA, VA, USDA, and conventional loan products.

Do I need to repay the assistance?

Yes, the assistance is provided as a deferred second mortgage with 0% interest. Repayment is required if you sell, refinance, or transfer the title of your home within 30 years.

Is the assistance only available for first-time homebuyers?

Yes, but there are exceptions for veterans or those purchasing in targeted areas.

Ready to get started?

Use the calculator above to check your eligibility and take the first step toward owning your dream home!